Ricardo Tosto de Oliveira Carvalho: Serving as an Inspiration to the Youth

The law firm co-founded by Ricardo Tosto de Oliveira Carvalho is once again recognized as one of the best in the local industry. The law firm has been awarded by the Latin American Chambers Guide for the year 2018, and they have been included in their limited edition publication. Ricardo Tosto de Oliveira Carvalho thanked everyone who has shown their appreciation for their hard work. The law firm, Leite, Tosto e Barros became one of the leading law firms in Brazil because they continually considered helping those who are in need of legal assistance. They also employ some of the best lawyers in the country who are winning their cases. The Latin American Chambers have ranked all of the law firms in the country using different criteria, and it turned out that Ricardo Tosto de Oliveira Carvalho’s law firm scored the highest.

The Leite, Tosto e Barros law firm managed to get the attention of the Latin American Chambers because of the firm’s excellent performance in dealing with dispute resolutions in the litigation sector. There are about 100 lawyers currently working for the law firm, and they are happy to know that their law firm has been recognized for their hard work. The lawyers working for Ricardo Tosto de Oliveira Carvalho’s law firm were also mentioned specifically by the Latin American Chambers, and thanked them for their contribution in the society.

Previous clients who were serviced by Ricardo Tosto de Oliveira Carvalho’s law firm have stated how they liked the service being provided to them. They remembered that the law firm keeps them updated about the case, and that they are not giving any false hopes. The law firm is also commended for telling only the truth about the case and what the client can still do about it. Added in the publication created by the Latin American Chambers are the multiple transactions that Ricardo Tosto de Oliveira Carvalho went under this year. It also highlighted the importance of having someone like Ricardo Tosto de Oliveira Carvalho in the profession. Because of his great attitude, many Brazilian youth are idolizing him and are now taking law as their profession. Ricardo youtube channel

Contracts Attorney Karl Heideck: Wells Fargo is Preying on Minorities in Inner-City Philadelphia

Contracts Attorney Karl Heideck
Contracts Attorney Karl Heideck

According to a lawsuit filed by the City of Philadelphia, the San Francisco based bank engaged in predatory mortgage lending practices, specifically targeting minorities. Philadelphia area contract attorney Karl Heideck alleges that Wells Fargo intentionally and unwarrantedly forced riskier loans with higher rates upon minority borrowers, while whites with similar financial backgrounds and credit histories would have qualified for lower rates.According to Heideck, the City examined Wells Fargo loans over a ten year span. It was discovered that throughout this time period, there was a significant discrepancy between the rate charged to Hispanic and African-American borrowers versus whites with equivalent credit scores.

In legal terms, the predatory practice which Wells Fargo has allegedly engaged in is called “redlining.” This occurs when a bank discriminates in its lending policy against a specific geographic location, based upon its racial demographics. This practice is banned by the U.S. Constitution. For its part, Wells Fargo denies any wrongful activity. According to the bank, it engages in fair and non-discriminatory lending practices to all of Philadelphia’s residents.

Karl Heideck is an attorney at the law firm of Grant and Eisenhower, PA, which specializes in complex banking fraud and malpractice litigation, in particular as they relate to the 2008 housing market crisis. Karl Heideck graduated from Temple University Law School with honors in 2009, and for the last eight years has been litigating a wide variety of finance and banking related cases. In his practice of law, he has acquired specialized experience in securities fraud, pharmaceutical litigation, and bankruptcy issues.In his current role, Karl Heideck’s practice focuses on cases which relate to liquidity, acquisitions, and risk management. As a contract attorney, Karl primarily engages in the review of discovery materials for these highly complex securities cases.